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490 Carter Ln, Santo, TX 76472 Property Records

Palo Pinto County property record for 490 Carter Ln, Santo, TX 76472

Property Summary

Property TypeSingle Family Home
Details1,698 sqft · built 2006
Lot Size2.01 acres (87,861 sqft)
Owner2 Individual Names on File
Last Sale$316,008 (Apr 2022)
Tax Bill$6,948 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR000034573

Property Details

APN / Parcel Number

Primary APNR000034573
Alternative APN
  • 021660400

Interior

Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area87,861 sqft (2.01 acres)
Garage TypeCarport
Garage Area720 sqft
CarportCarport
Carport Area720 sqft
PorchPorch
Porch Area164 sqft

Location & Zoning

Account NumberR000034573
Street Address490 CARTER LN
CitySANTO
StateTX
Zip76472-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 354 TR 6-4 J C NEWMAN G#10354-00-00060-400-00-0
Legal SubdivisionJC NEWMAN SURVEY A-354
Legal Tract6-4
JurisdictionPALO PINTO TX
Township / Civil DivisionPALO PINTO-SANTO
Census Block Group3
Census Block3088
Census Tract300

Owner

Source: Palo Pinto County records · APN R000034573

Assessment roll updated November 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 CARTER LN, SANTO, TX 76472-3267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 22, 2019Vendor's Lien, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleMay 22, 2019 · Amount on Record
Deed Document Number20222377
Deed Book / Page2438 / 146
Transfer Doc002438/146
Record UpdatedJun 08, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALO PINTO TX
Recording DateApr 01, 2022
Property Address490 CARTER LN, SANTO, TX 76472-3267
Document Number002438/146
Book / Page2438 / 146
Map ReferenceVOL 735 PG 336
Instrument DateMar 16, 2022
Instrument2022-00002377
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address490 CARTER LN, 490, SANTO, TX 76472-3267

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 CARTER LN, SANTO, TX 76472-3267

Mortgage

Document Number202200002378
DateApr 01, 2022
Instrument2022-00002378
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

May 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPALO PINTO TX
Recording DateMay 22, 2019
Property Address490 CARTER LN, SANTO, TX 76472-3267
Document Number2271/0092
Book / Page2271 / 0092
Map ReferenceVOL 735 PG 336
Instrument DateMay 15, 2019
Instrument2019-00002307
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyTEXAS WEST TITLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address490 CARTER LN, 490, SANTO, TX 76472-3267

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201900002308
DateMay 22, 2019
Instrument2019-00002308
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Palo Pinto County records · Assessment roll updated November 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyPalo Pinto County
Unified School DistrictSanto Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,948.00 (+42.26%) Homeowner's exemption$456,260 (+14.83%) Land $116,990 Building $339,270$456,260 (+14.83%) Land $116,990 Building $339,270
2024$4,884.00 (+53.63%)
2023$397,330 Land $80,680 Building $316,650$397,330 Land $80,680 Building $316,650
2018$3,179.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palo Pinto County (48363C), as of March 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483630003003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimNov 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2016 · 2 claims

Wildfire

Wildfire RiskHigh
above 80% of the US · above 75% of Texas
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
United Electric Cooperative Services
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AMG Technology Investment Group
Fixed Wireless		100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1820010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANTO SUD
serves 3,546 people
Water SourcePurchased surface water from CITY OF MINERAL WELLS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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