605 Brown St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 605 Brown St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,464 sqft · built 1951
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$1,419,000 (Nov 2016)
Tax Bill	$2,467 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-07-053-0137-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0137-000`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,464 sqft Living Area
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74070530137000
Street Address	605 BROWN ST
City	SAINT CLAIR
State	MI
Zip	48079-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DENSITY
Legal Description	NLY 120' OF 5 A LOT 3 EXC WLY 532' THEREOF PART OF 5 A LOT 3 MAP OF PC 304 & 305
Legal Subdivision	FIVE ACRE
Legal Lot Number	3
Legal Unit	3,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4003
Census Tract	642000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 BROWN ST, SAINT CLAIR, MI 48079-4891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 9, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2016024268
Deed Book / Page	4765 / 754
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	605 BROWN ST, SAINT CLAIR, MI 48079-4891
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BROWN ST, SAINT CLAIR, MI 48079-4891

Mortgage

Document Number	5380620
Date	Jun 18, 2021
Book Page	5380/620
Instrument	2021017883

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	605 BROWN ST, SAINT CLAIR, MI 48079-4891
Document Number	0050880659
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 BROWN ST ST CLAIR MI 480794891, ST CLAIR, MI 48079-4891

Mortgage

Document Number	0050880659
Date	Aug 21, 2019
Book Page	005088/000659

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,900 (+22.73%)
2024	$2,467.00 (+8.2%)		$199,800 (+22.73%)
2023		$81,400
2022	$2,280.00		$162,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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