St. Clair County property record for 520 Brown St, Saint Clair, MI 48079 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1950 |
| Lot Size | 0.283 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2024) |
| Tax Bill | $2,471 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-230-0001-000 |
| Primary APN | 74-07-230-0001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,530 sqft Living Area |
| Basement Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 12,371 sqft (0.283 acres) |
| Lot Dimensions | 142 ft deep x 87 ft wide |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74072300001000 |
|---|---|
| Street Address | 520 BROWN ST |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13, 14, 56 & 57 EXC N 100' OF LOTS 56 & 57 INCLUDING VAC ALLEY AS REC L 855 PG 237 DROMORE PARK SUBDIVISION ACCORDING TO |
| Legal Subdivision | DROMORE PARK |
| Legal Lot Number | 13-14 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 7 |
| Census Block | 7010 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-230-0001-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2016 |
| Deed Document Number | 2024008562 |
| Deed Book / Page | 5712 / 665 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Document Number | 0005709755 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 5709/755 |
| Instrument | 2024007897 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | 833 S VAN DYKE RD, BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Document Number | 0005612533 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 5612/533 |
| Instrument | 2023006600 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 520 BROWN ST, SAINT CLAIR, MI 48079-4888 |
| Document Number | 0005530780 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 5530/780 |
| Instrument | 2022014157 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MI 48079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,200 (+51.54%) | ||
| 2024 | $2,471.00 (+7.62%) | $276,400 (+51.54%) | |
| 2023 | $91,200 | ||
| 2022 | $2,296.00 | $182,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420007, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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