521 Brown St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 521 Brown St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,180 sqft · built 1955
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Jul 2013)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-053-0109-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0109-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,180 sqft Living Area
1st Floor Area	1,497 sqft
Basement Area	1,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 BROWN ST
City	SAINT CLAIR
State	MI
Zip	48079-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	N115' OF W 66', MEAS FROM E LINE OF 6TH ST & S LINE OF BROWN ST, OF 5 A LOT 2 MAP OF PC 304 & 305
Legal Subdivision	TUNNEL DEPOT
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4001
Census Tract	642000

Owner

521 Brown St is owned and occupied by an individual who acquired it in March 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	521 BROWN ST, SAINT CLAIR, MI 48079-4889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Apr 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2013 · Amount on File
Deed Sale	Jul 29, 2013 · Amount on File
Deed Document Number	201321331
Deed Book / Page	4422 / 519
Last Transfer Date	Mar 31, 2017
Transfer Doc	004817/711
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	521 BROWN ST, SAINT CLAIR, MI 48079-4889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 BROWN ST, SAINT CLAIR, MI 48079-4889

Mortgage

Document Number	0052760997
Date	Nov 23, 2020
Book Page	5276/997
Instrument	2020029459

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 11, 2017
Property Address	521 BROWN ST, SAINT CLAIR, MI 48079-4889
Document Number	0048170711
Book / Page	004817 / 000711
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 BROWN ST ST CLAIR MI 480794889, ST CLAIR, MI 48079-4889

Mortgage

Document Number	48170712
Date	Apr 11, 2017
Book Page	004817/000712

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 521 Brown St was $4,204 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,800 (-2.43%)	$273,600
2025	$4,204.00 (+2.81%) Homeowner's exemption	$140,200
2024	$4,089.00		$280,400
2023		$131,100
2022	$3,801.00		$262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Brown St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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