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605 Beard St, Monroe, NC 28110 Property Records

Union County property record for 605 Beard St, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,008 sqft · built 1920
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Feb 2005)
Tax Bill$1,224 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-228-185A

Property Details

APN / Parcel Number

Primary APN09-228-185A

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,629 sqft (0.244 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address605 BEARD ST
CityMONROE
StateNC
Zip28110-3211
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#9 & P/8 BLK E MONROE LAND
Legal SubdivisionMONROE LAND IMPRV CO 1-40
Legal BlockE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2038
Census Tract20406

Owner

Source: Union County records · APN 09-228-185A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4309 GILBOA RD, MARSHVILLE, NC 28103-8089
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2005 · Amount on Record
Deed SaleFeb 23, 2005 · Amount on Record
Deed Document Number200561342
Deed Book / Page3697 / 854
Record UpdatedJun 08, 2026

February 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionUNION NC
Recording DateFeb 08, 2017
Property Address605 BEARD ST, MONROE, NC 28110-3211
Book / Page006873 / 000671
Instrument DateFeb 02, 2017
Instrument3649
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 BEARD ST MONROE NC 281103211, MONROE, NC 28110-3211

Mortgage

Document Number6873671
DateFeb 08, 2017
Book Page006873/000671
Instrument3649
Lender
NameJEFFREY B & TERESA H JORDAN
Address4309 GILBOA RD, MARSHVILLE, NC 28103-8089
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 07, 2027
Interest
Rate TypeFixed Rate
Rate8.9%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,224.00 (+28.17%)$140,100 (+59.93%) Land $38,400 Building $101,700$140,100 (+59.93%) Land $38,400 Building $101,700
2023$955.00$87,600 Land $14,700 Building $72,900$87,600 Land $14,700 Building $72,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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