Wabasha County property record for 605 3rd St NW, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,169 sqft · built 1999 |
| Lot Size | 0.255 acres (11,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2019) |
| Tax Bill | $3,274 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | R19.00297.00 |
| Primary APN | R19.00297.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 1,039 sqft |
| Basement Area | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,097 sqft (0.255 acres) |
| Lot Dimensions | 122 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 195 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 3RD ST NW |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-9680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-108 RANGE-012 WESTSIDE ACRES 2ND SUBDIVISION LOT-002 BLOCK-002 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 28 |
| Legal Subdivision | WESTSIDE ACRES 2ND SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 490500 |
605 3rd St NW is owned and occupied by two individuals who bought it in August 2019.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 3RD ST NW, ELGIN, MN 55932-9680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on File |
| Deed Sale | Aug 26, 2019 · Amount on File |
| Prior Sale | Sep 19, 2013 · Amount on File |
| Deed Document Number | 2019335868 |
| Prior Transfer Date | Aug 29, 2013 |
| Prior Transfer Doc | 000A313160 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 605 3rd St NW was $3,274 with a homeowner's exemption, up 6.5% from the year before.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,274.00 (+6.51%) Homeowner's exemption | $257,600 (-2.5%) Land $40,000 Building $217,600 | $257,600 (-2.5%) Land $40,000 Building $217,600 |
| 2025 | $3,074.00 Homeowner's exemption | $264,200 Land $40,000 Building $224,200 | $264,200 Land $40,000 Building $224,200 |
| 2023 | $3,030.00 Homeowner's exemption | $246,100 Land $40,000 Building $206,100 | $246,100 Land $40,000 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 3rd St NW in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 3rd St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elgin serves 1,115 people · EPA ID MN1790001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
4G LTE only, no 5G reported
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