Wabasha County property record for 515 3rd St NW, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,182 sqft · built 1999 |
| Lot Size | 0.264 acres (11,521 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,642 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R19.00299.00 |
| Primary APN | R19.00299.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 1,182 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,521 sqft (0.264 acres) |
| Lot Dimensions | 130 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 106 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 3RD ST NW |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-108 RANGE-012 WESTSIDE ACRES 2ND SUBDIVISION LOT-004 BLOCK-002 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 28 |
| Legal Subdivision | WESTSIDE ACRES 2ND SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 490500 |
Source: Wabasha County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 3RD ST NW, ELGIN, MN 55932-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0000359823 |
| Record Updated | Sep 20, 2026 |
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,642.00 (+6.62%) Homeowner's exemption | $266,400 (-7.95%) Land $40,000 Building $226,400 | $266,400 (-7.95%) Land $40,000 Building $226,400 |
| 2025 | $3,416.00 (+1.79%) | $289,400 (+7.5%) Land $40,000 Building $249,400 | $289,400 (+7.5%) Land $40,000 Building $249,400 |
| 2023 | $3,356.00 Homeowner's exemption | $269,200 Land $40,000 Building $229,200 | $269,200 Land $40,000 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elgin serves 1,115 people · EPA ID MN1790001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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