525 3rd St NW, Elgin, MN 55932 Property Records

Wabasha County property record for 525 3rd St NW, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,430 sqft · built 2000
Lot Size	0.26 acres (11,306 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Feb 2008)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone A (high risk)
APN	`R19.00298.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00298.00`
Alternative APN	`19.00298.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,306 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Open Porch
Porch Area	90 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 3RD ST NW
City	ELGIN
State	MN
Zip	55932-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-108 RANGE-012 WESTSIDE ACRES 2ND SUBDIVISION LOT-003 BLOCK-002 (WWW)
Legal Range	12
Legal Township	108
Legal Section	28
Legal Subdivision	WESTSIDE ACRES 2ND SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	490500

Owner

525 3rd St NW is owned and occupied by an individual who acquired it in August 2018.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	525 3RD ST NW, ELGIN, MN 55932-9614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
Aug 1, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2008 · Amount on File
Deed Sale	Feb 11, 2008 · Amount on File
Prior Sale	Aug 17, 2007
Deed Document Number	20081286484
Last Transfer Date	Aug 1, 2018
Transfer Doc	0000331809
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Aug 2, 2023
Property Address	525 3RD ST NW, ELGIN, MN 55932-9614
Document Number	0000353283
Instrument Date	Aug 1, 2023
Instrument	353283
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 3RD ST NW, ELGIN, MN 55932-9614

Mortgage

Document Number	0000353284
Date	Aug 2, 2023
Instrument	353284

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

August 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WABASHA MN
Recording Date	Aug 1, 2018
Property Address	525 3RD ST NW, ELGIN, MN 55932-9614
Document Number	0000331809
Instrument Date	Aug 1, 2018
Instrument	331809
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 525 3rd St NW was $3,982.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00	$295,100 Land $40,000 Building $255,100	$295,100 Land $40,000 Building $255,100
2023	$3,450.00 Homeowner's exemption	$275,900 Land $40,000 Building $235,900	$275,900 Land $40,000 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 3rd St NW in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 3rd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE only, no 5G reported

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