605 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 605 2nd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,506 sqft · built 1893
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Aug 2017)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Oct 2020 Refinance Aug 2017 Sale & Mortgage
APN	`23-7660-10150`

Property Details

APN / Parcel Number

Primary APN	`23-7660-10150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,506 sqft Gross Area
1st Floor Area	1,506 sqft
Utility Area	308 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1955
Architectural Style	Mediterranean
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	190 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	605 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 10
Legal Subdivision	MINNESOTA IRONS COMPANYS ORIGINAL PLAT
Legal Block	10
Legal Lot Number	15
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2067
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4599 DATKA RD, DULUTH, MN 55803-9233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN B&T
Aug 22, 2017	Warranty Deed, Transfer FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Apr 2, 2013 · Amount on Record
Deed Document Number	2017188186
Prior Transfer Date	Oct 12, 2010
Prior Transfer Doc	0000172632
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	605 2ND AVE, TWO HARBORS, MN 55616-1511
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195199
Date	Oct 6, 2020
Instrument	A000195199

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2025

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 22, 2017
Property Address	605 2ND AVE, TWO HARBORS, MN 55616-1511
Document Number	A000188186
Instrument Date	Jul 21, 2017
Instrument	A000188186
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000188187
Date	Aug 22, 2017
Instrument	A000188187

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2022

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (-5.02%)	$187,800 (+10.6%) Land $27,000 Building $160,800	$187,800 (+10.6%) Land $27,000 Building $160,800
2025	$2,390.00	$169,800 (+16.86%) Land $20,700 Building $149,100	$169,800 (+16.86%) Land $20,700 Building $149,100
2023		$145,300 Land $18,800 Building $126,500	$145,300 Land $18,800 Building $126,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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