522 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 522 2nd Ave, Two Harbors, MN 55616 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 861 sqft · built 1889
Owner	Individual Name on File
Last Sale	$90,500 (Feb 2020)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2020 Sale & Mortgage
APN	`23-7660-06060`

Property Details

APN / Parcel Number

Primary APN	`23-7660-06060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	861 sqft Gross Area
Utility Area	100 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Garage Type	Mixed
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	522 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 6
Legal Block	6
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3025
Census Tract	370400

Owner

Source: Lake County records · APN 23-7660-06060

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	522 2ND AVE, TWO HARBORS, MN 55616-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK
Feb 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	193509
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	A000193509
Record Updated	Jun 07, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	522 2ND AVE, TWO HARBORS, MN 55616-1510
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000202799
Date	Aug 16, 2023
Instrument	A000202799

Lender

Name	PARK STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Feb 11, 2020
Property Address	522 2ND AVE, TWO HARBORS, MN 55616-1510
Document Number	A000193509
Instrument Date	Feb 06, 2020
Instrument	A000193509
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 2ND AVE, TWO HARBORS, MN 55616-1510

Mortgage

Document Number	A000193510
Date	Feb 11, 2020
Instrument	A000193510

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$195,500 Land $18,800 Building $176,700	$195,500 Land $18,800 Building $176,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Zito West Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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