520 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 520 2nd Ave, Two Harbors, MN 55616 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 988 sqft · built 1889
OwnerIndividual Name on File
Last Sale$80,000 (Jan 2020)
Deeds & MortgagesAug 2020 Refinance
Jan 2020 Sale
APN23-7660-06055

Property Details

APN / Parcel Number

Primary APN23-7660-06055

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area988 sqft Gross Area
Utility Area18 sqft
Utility RoomUtility Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Garage TypeMixed
Garage Area504 sqft
CarportCarport
Carport Area36 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area36 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address520 2ND AVE
CityTWO HARBORS
StateMN
Zip55616-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 40FT OF LOT 5 BLOCK 6
Legal Block6
Legal Lot Number5
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group3
Census Block3025
Census Tract370400

Owner

Source: Lake County records · APN 23-7660-06055

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2475 SLAUGHTERS LAKE RD, HANSON, KY 42413-9571
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LAKE BANK
Jan 22, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Deed Document Number193384
Prior Transfer DateJan 22, 2020
Prior Transfer DocA000193384
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address520 2ND AVE, TWO HARBORS, MN 55616-1510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000194683
DateAug 17, 2020
InstrumentA000194683
Lender
NameLAKE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateJan 22, 2020
Property Address520 2ND AVE, TWO HARBORS, MN 55616-1510
Document NumberA000193384
Instrument DateJan 07, 2020
InstrumentA000193384
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2475 SLAUGHTERS LAKE RD, HANSON, KY 42413-9571

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$209,900 Land $15,100 Building $194,800$209,900 Land $15,100 Building $194,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Zito West HoldingFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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