Monroe County property record for 6049 Konarcik Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 108,900 sqft (2.5 acres) |
| Garage | 1,200 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,359.00 (2024) |
| Primary APN | 08-22-300-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,472 sqft Living Area |
| 1st Floor | 1,472 sqft 1st Floor |
| Basement Area | 1,472 sqft Basement |
| Unfinished Basement | 1,472 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame Construction |
| Lot Area | 108,900 sqft (2.5 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,200 sqft Garage |
| Deck Area | 225 sqft Deck |
| Patio Area | 336 sqft Patio |
| Porch Area | 396 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 6049 KONARCIK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BETHANY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | BETHANY ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 28 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-22-300-012-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6049 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUARANTEED RATE INC |
| Aug 06, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUARANTEED RATE |
| Oct 02, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage GUARANTEED RATE |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6049 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000414031 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 414031 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6049 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Document Number | 0000402998 |
| Instrument Date | Aug 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6049 KONARCIK RD WATERLOO IL 622982413, WATERLOO, IL 62298-2413 |
| Document Number | 0000402998 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 402998 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 02, 2017 |
| Property Address | 6049 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Document Number | 0000392218 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 392218 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6049 KONARCIK RD WATERLOO IL 622982413, WATERLOO, IL 62298-2413 |
| Document Number | 392219 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 392219 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6049 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Document Number | 0000391248 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6049 KONARCIK RD WATERLOO IL 622982413, WATERLOO, IL 62298-2413 |
| Document Number | 0000391248 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 391248 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,360 (+2.4%) Land $19,400 Building $101,960 | $364,080 (+2.4%) Land $58,200 Building $305,880 | |
| 2024 | $6,359.00 | ||
| 2022 | Additional exemption filed | $118,520 Land $19,400 Building $99,120 | $355,560 Land $58,200 Building $297,360 |
6049 Konarcik Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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