6040 Konarcik Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6040 Konarcik Rd, Waterloo, IL 62298

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,008 sqft · built 1890
Lot Size	12.6 acres (552,776 sqft)
Owner	2 Trust Names on File
Last Sale	$315,000 (Jul 2022)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-100-007-000`

Property Details

APN / Parcel Number

Primary APN	`08-27-100-007-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Mobile Home
Exterior Material	Brick/Stone
Lot Area	552,776 sqft (12.6 acres)
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6040 KONARCIK RD
City	WATERLOO
State	IL
Zip	62298-2412
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MA1
Legal Description	PART NW NW
Legal Range	09W
Legal Township	02S
Legal Section	27
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	600401

Owner

6040 Konarcik Rd, a mobile home, is owner-occupied and held in a trust since January 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jun 11, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Deed Document Number	2022425102
Last Transfer Date	Jan 13, 2026
Transfer Doc	0000440897
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 15, 2026
Property Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412
Document Number	0000440897
Instrument Date	Jan 13, 2026
Instrument	440897
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440027
Date	Nov 12, 2025
Instrument	440027

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 11, 2022
Property Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412
Document Number	0000425102
Instrument Date	Jul 11, 2022
Instrument	425102
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 S MAIN ST, 218, COLUMBIA, IL 62236-2368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412

Mortgage

Document Number	0000425103
Date	Jul 11, 2022
Instrument	425103

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jun 11, 2018
Property Address	6040 KONARCIK RD, WATERLOO, IL 62298-2412
Document Number	0000396351
Instrument Date	Jun 8, 2018
Instrument	396351
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6040 KONARCIK RD WATERLOO IL 622982412, WATERLOO, IL 62298-2412

Mortgage

Document Number	396352
Date	Jun 11, 2018
Instrument	396352

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6040 Konarcik Rd was $5,457, up 14% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,457.00 (+14.02%) Homeowner's exemption	$96,650 (+9.6%) Land $36,630 Building $60,020	$289,950 (+9.6%) Land $109,890 Building $180,060
2024	$4,786.00 Additional exemption filed	$88,184 Land $27,015 Building $61,169	$264,552 Land $81,045 Building $183,507
2022	Additional exemption filed	$65,040 Land $25,580 Building $39,460	$195,120 Land $76,740 Building $118,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6040 Konarcik Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6040 Konarcik Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	10 / 1

May also be available: Verizon, Wisper ISP.

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