Monroe County property record for 6043 Konarcik Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,999 sqft · built 1998 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2021) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-22-300-011-000 |
| Primary APN | 08-22-300-011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 784 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 148 sqft |
| Deck Area | 567 sqft |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6043 KONARCIK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BETHANY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | BETHANY ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-22-300-011-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Mar 11, 2024 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Sep 20, 2021 | Warranty Deed, Transfer · VA Mortgage MIDWEST BANKCENTRE |
| Jul 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| May 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 2021419767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000439532 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 439532 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000432360 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 432360 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 20, 2021 |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Document Number | 0000419767 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 419767 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000419768 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 419768 |
| Name | MIDWEST BANKCENTRE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000391195 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 391195 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000395603 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 395603 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6043 KONARCIK RD, WATERLOO, IL 62298-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408660 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 408660 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,990 (+3.28%) Land $19,400 Building $113,590 | $398,970 (+3.28%) Land $58,200 Building $340,770 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $128,770 Land $19,400 Building $109,370 | $386,310 Land $58,200 Building $328,110 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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