6048 Wild Ginger Ct, Columbia, MD 21044 Property Records

Howard County property record for 6048 Wild Ginger Ct, Columbia, MD 21044 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2 ba · 1,126 sqft · built 1985
Lot Size	0.032 acres (1,393 sqft)
Owner	2 Individual Names on File
Last Sale	$351,500 (Jul 2017)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-069422`

Property Details

APN / Parcel Number

Primary APN	`15-069422`
Alternative APN	`069422`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,126 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,393 sqft (0.032 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	069422
Street Address	6048 WILD GINGER CT
City	COLUMBIA
State	MD
Zip	21044-3667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT C-44 .032 A 6048 WILD GINGER CT VHR S 3 AR 2
Legal Subdivision	COLUMBIA VILLAGE OF HICKORY RIDGE
Legal Lot Number	C 44
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3001
Census Tract	605601

Owner

Source: Howard County records · APN 15-069422

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3213 CAVALIER WOOD RD, ELLICOTT CITY, MD 21042-2591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Gift Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage IVY MORTGAGE CORP
Jul 20, 2017	Grant Deed, Transfer · Conventional Mortgage IVY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Dec 11, 1992 · Amount on Record
Deed Document Number	2017701-299
Last Transfer Date	Jan 24, 2022
Transfer Doc	0212940416
Record Updated	Sep 20, 2026

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 27, 2022
Property Address	6048 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0212940416
Book / Page	21294 / 416
Map Reference	MB 5780
Instrument Date	Jan 24, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0212940420
Date	Jan 27, 2022
Book Page	21294/420

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Feb 16, 2021
Property Address	6048 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0202280001
Book / Page	20228 / 1
Map Reference	MB 5780
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3985 GRAY ROCK DR, 3985, ELLICOTT CITY, MD 21042-3789

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	202284
Date	Feb 16, 2021
Instrument	20228/4

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 20, 2017
Property Address	6048 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0177010299
Book / Page	017701 / 000299
Instrument Date	Jul 05, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3985 GRAY ROCK DR ELLICOTT CITY MD 210423789, ELLICOTT CITY, MD 21042-3789

Mortgage

Document Number	177010304
Date	Jul 20, 2017
Book Page	017701/000304

Lender

Name	IVY MTG
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,567 (+5.1%)	$348,700 (-) Land $170,000 Building $178,700
2025	$4,977.00 (+4.89%)	$316,433 (+10.47%)	$348,700 (+16.12%) Land $170,000 Building $178,700
2024	$4,745.00 (+54.61%)
2023		$286,433	$300,300 Land $155,000 Building $145,300
2022	$3,069.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276056013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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