6051 Wild Ginger Ct, Columbia, MD 21044 Property Records

Howard County property record for 6051 Wild Ginger Ct, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,120 sqft · built 1985
Lot Size	0.035 acres (1,524 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Nov 2020)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-069244`

Property Details

APN / Parcel Number

Primary APN	`15-069244`
Alternative APN	`069244`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,524 sqft (0.035 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	266 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	069244
Street Address	6051 WILD GINGER CT
City	COLUMBIA
State	MD
Zip	21044-3666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT C-27 .035 A 6051 WILD GINGER CT VHR S 3 AR 2
Legal Subdivision	VG HICKORY RDG
Legal Lot Number	C 27
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3001
Census Tract	605601

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6051 WILD GINGER CT, COLUMBIA, MD 21044-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Nov 23, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Apr 2, 2003 · Amount on Record
Deed Book / Page	19954 / 77
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6051 WILD GINGER CT, COLUMBIA, MD 21044-3666
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FLYNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218590029
Date	Jan 19, 2023
Book Page	21859/29

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6051 WILD GINGER CT, COLUMBIA, MD 21044-3666
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	FLYNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218590042
Date	Jan 19, 2023
Book Page	21859/42

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 23, 2020
Property Address	6051 WILD GINGER CT, COLUMBIA, MD 21044-3666
Document Number	0199540077
Book / Page	19954 / 77
Map Reference	MB 5780
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6051 WILD GINGER CT, COLUMBIA, MD 21044-3666

Mortgage

Document Number	1995484
Date	Nov 23, 2020
Instrument	19954/84

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,033 (+5.41%)	$376,400 (-) Land $170,000 Building $206,400
2025	$5,311.00 (+67.17%)	$339,667 (+12.57%)	$376,400 (+17.15%) Land $170,000 Building $206,400
2023		$301,733	$321,300 Land $155,000 Building $166,300
2022	$3,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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