6044 Wild Ginger Ct, Columbia, MD 21044 Property Records

Howard County property record for 6044 Wild Ginger Ct, Columbia, MD 21044 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,120 sqft · built 1985
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2021)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-069449`

Property Details

APN / Parcel Number

Primary APN	`15-069449`
Alternative APN	`069449`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,306 sqft (0.03 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	069449
Street Address	6044 WILD GINGER CT
City	COLUMBIA
State	MD
Zip	21044-3667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT C-46 .030 A 6044 WILD GINGER CT VHR S 3 AR 2
Legal Subdivision	VILLAGE HICKORY RDG SEC 3
Legal Lot Number	C 46
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3001
Census Tract	605601

Owner

Source: Howard County records · APN 15-069449

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 03, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 16, 1997
Deed Book / Page	21144 / 24
Transfer Doc	0000001939
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667

Mortgage

Document Number	0222120007
Date	Dec 19, 2023
Book Page	22212/7

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Nov 01, 2063

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667

Mortgage

Document Number	0217850034
Date	Nov 03, 2022
Book Page	21785/34

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 23, 2021
Property Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0211440024
Book / Page	21144 / 24
Map Reference	MB CMP 5780
Instrument Date	Nov 05, 2021
Transaction Type	Transfer
Record Updated	Dec 08, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 WILD GINGER CT, COLUMBIA, MD 21044-3667

Mortgage

Document Number	2114434
Date	Nov 23, 2021
Instrument	21144/34

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,500 (+5.24%)	$350,100 (-) Land $170,000 Building $180,100
2025	$4,964.00 (+61.17%) Homeowner's exemption	$316,900 (+10.44%)	$350,100 (+16.58%) Land $170,000 Building $180,100
2023		$286,933	$300,300 Land $155,000 Building $145,300
2022	$3,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276056013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Wild Ginger Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures