6042 Wild Ginger Ct, Columbia, MD 21044 Property Records

Howard County property record for 6042 Wild Ginger Ct, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2 ba · 1,120 sqft · built 1985
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Dec 2023)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-069457`

Property Details

APN / Parcel Number

Primary APN	`15-069457`
Alternative APN	`069457`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Total Area
Basement Area	420 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,306 sqft (0.03 acres)
Porch	Slab
Porch Area	16 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	069457
Street Address	6042 WILD GINGER CT
City	COLUMBIA
State	MD
Zip	21044-3667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT C-47 .030 A 6042 WILD GINGER CT VHR S 3 AR 2
Legal Subdivision	COLUMBIA VILLAGE OF HICKORY RIDGE
Legal Lot Number	C 47
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3001
Census Tract	605601

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 12, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 24, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 17, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Mar 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jul 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Book / Page	22205 / 131
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0182570377
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667

Mortgage

Document Number	0231440249
Date	Mar 9, 2026
Book Page	23144/249

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 12, 2023
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0222050131
Book / Page	22205 / 131
Map Reference	MB CMP 5780
Instrument Date	Dec 5, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667

Mortgage

Document Number	0022205142
Date	Dec 12, 2023
Instrument	22205/142

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 24, 2021
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0203630283
Book / Page	20363 / 283
Map Reference	MB CMP 5780
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ROCKHURST DR UNIT E, E, HIGHLANDS RANCH, CO 80129-2671

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 14, 2020
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0191250001
Book / Page	19125 / 001
Map Reference	MB CMP 5780
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	REAL ESTATE SETMNTS & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 ROCKHURST DR UNIT E, E, HIGHLANDS RANCH, CO 80129-2671

Mortgage

Document Number	19125005
Date	Jan 14, 2020
Instrument	19125/005

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 17, 2019
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0186290168
Book / Page	018629 / 000168
Instrument Date	Apr 9, 2019
Transaction Type	Foreclosure
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 26, 2019
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0186000088
Book / Page	018600 / 000088
Instrument Date	Dec 17, 2018
Transaction Type	Foreclosure
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.12
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR #111 FISHERS IN 460379764, 111, FISHERS, IN 46037-9764

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 3, 2018
Property Address	6042 WILD GINGER CT, COLUMBIA, MD 21044-3667
Document Number	0182570377
Book / Page	018257 / 000377
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6042 WILD GINGER CT COLUMBIA MD 210443667, COLUMBIA, MD 21044-3667

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,067 (+7.86%)	$378,800 (-) Land $170,000 Building $208,800
2025	$5,134.00 (+7.77%)	$327,333 (+14.25%)	$378,800 (+25.6%) Land $170,000 Building $208,800
2024	$4,764.00 (+55.94%)
2023		$286,500	$301,600 Land $155,000 Building $146,600
2022	$3,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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