604 W Owing St, Denison, TX 75020 Property Records

Grayson County property record for 604 W Owing St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 1928
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$257,700 (Dec 2021)
Tax Bill	$5,443 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3204195`

Property Details

APN / Parcel Number

Primary APN	`D025 3204195`
Alternative APN	`146037`

Interior

Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	2,552 sqft
Upper Floors Area	1,185 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1980
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	600 sqft

Location & Zoning

Street Address	604 W OWING ST
City	DENISON
State	TX
Zip	75020-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS ADDN, BLOCK 22, LOT 2, ACRES .1377
Legal Subdivision	STEVENS ADDN
Legal Block	22
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1067
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Denison Commercial Historic District listed 1983 · 69 contributing resources · NRIS 83003772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	604 W OWING ST, DENISON, TX 75020-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Nov 24, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 30, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 10, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Nov 24, 2020
Deed Document Number	202142401
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	0000029859
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 14, 2021
Property Address	604 W OWING ST, DENISON, TX 75020-4415
Document Number	0000042401
Map Reference	VOL 28 PG 362
Instrument Date	Dec 10, 2021
Instrument	2021-42401
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W OWING ST, DENISON, TX 75020-4415

Mortgage

Document Number	0000042402
Date	Dec 14, 2021
Instrument	2021-42402

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 24, 2020
Property Address	604 W OWING ST, DENISON, TX 75020-4415
Document Number	0000032792
Instrument Date	Nov 12, 2020
Instrument	32792
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W OWING ST DENISON TX 750204415, DENISON, TX 75020-4415

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 30, 2020
Property Address	604 W OWING ST, DENISON, TX 75020-4415
Document Number	0000030026
Instrument Date	Oct 29, 2020
Instrument	30026
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 NORA LN DENTON TX 762108627, DENTON, TX 76210-8627

December 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 10, 2019
Property Address	604 W OWING ST, DENISON, TX 75020-4415
Document Number	0000029859
Instrument Date	Nov 13, 2019
Instrument	29859
Transaction Type	Foreclosure
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1005 NORA LN DENTON TX 762108627, DENTON, TX 76210-8627

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,990 (-3.11%) Land $40,800 Building $234,190	$274,990 (-3.11%) Land $40,800 Building $234,190
2024	$5,443.00 (-14.59%)
2023		$283,830 Land $31,500 Building $252,330	$283,830 Land $31,500 Building $252,330
2022	$6,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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