520 W Owing St, Denison, TX 75020 Property Records

Grayson County property record for 520 W Owing St, Denison, TX 75020

Property Summary

Property Type	Duplex
Details	1,880 sqft · built 1930
Lot Size	0.207 acres (8,999 sqft)
Owner	Company Name on File
Last Sale	$301,800 (Dec 2021)
Tax Bill	$5,036 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Apr 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3204182`

Property Details

APN / Parcel Number

Primary APN	`D025 3204182`
Alternative APN	`146023`

Interior

Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Upper Floors Area	652 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	210 sqft

Location & Zoning

Street Address	520 W OWING ST
City	DENISON
State	TX
Zip	75020-4401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STEVENS ADDN, BLOCK 21, LOT 5 & E1/2 6, ACRES .2066
Legal Subdivision	STEVENS ADDN
Legal Block	21
Legal Lot Number	5
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1068
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Denison Commercial Historic District listed 1983 · 69 contributing resources · NRIS 83003772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 W Owing St, a duplex, is owned by a company that bought it in December 2021.

Source: Grayson County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	3601 BARRYDALE DR, DENTON, TX 76208-7605
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO
Apr 18, 2019	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO
Mar 6, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Mar 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	202142496
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000004818
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 15, 2021
Property Address	520 W OWING ST, DENISON, TX 75020-4401
Document Number	0000042496
Map Reference	VOL 28 PG 362
Instrument Date	Dec 10, 2021
Instrument	2021-42496
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14902 PRESTON RD, 14902, DALLAS, TX 75254-9191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 BARRYDALE DR, DENTON, TX 76208-7605

Mortgage

Document Number	0000042497
Date	Dec 15, 2021
Instrument	2021-42497

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 18, 2019
Property Address	520 W OWING ST, DENISON, TX 75020-4401
Document Number	0000008767
Map Reference	VOL 28 PG 362
Instrument Date	Apr 18, 2019
Instrument	2019-00008767
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1372, SHERMAN, TX 75091-1372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14902 PRESTON RD STE 404, 404, DALLAS, TX 75254-9105

Mortgage

Document Number	0000008768
Date	Apr 18, 2019
Instrument	2019-00008768

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 6, 2019
Property Address	520 W OWING ST, DENISON, TX 75020-4401
Document Number	0000004818
Instrument Date	Mar 5, 2019
Instrument	4818
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1372 SHERMAN TX 750911372, SHERMAN, TX 75091-1372

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 9, 2018
Property Address	520 W OWING ST, DENISON, TX 75020-4401
Document Number	0000004924
Instrument Date	Mar 9, 2018
Instrument	4924
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 S BURDETTE AVE SHERMAN TX 750908365, SHERMAN, TX 75090-8365

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 23, 2018
Property Address	520 W OWING ST, DENISON, TX 75020-4401
Document Number	0000001362
Instrument Date	Jan 23, 2018
Instrument	1362
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 NORTHRIDGE DR SHERMAN TX 750901795, SHERMAN, TX 75090-1795

Tax Assessment & Valuation

The 2025 property tax bill for 520 W Owing St was $5,036, down 0.1% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,036.00 (-0.1%)	$217,263 Land $54,900 Building $162,363	$217,263 Land $54,900 Building $162,363
2024	$5,041.00
2023		$222,356 Land $52,560 Building $169,796	$222,356 Land $52,560 Building $169,796
2022	$3,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 W Owing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 W Owing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Owing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures