527 W Owing St, Denison, TX 75020 Property Records

Grayson County property record for 527 W Owing St, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2,086 sqft · built 1920
Lot Size0.127 acres (5,571 sqft)
OwnerOwner Name on File
Tax Bill$2,417 (2024)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APND016 3414002

Property Details

APN / Parcel Number

Primary APND016 3414002
Alternative APN
  • 224236

Interior

Building Area2,086 sqft Living Area
1st Floor Area2,086 sqft
Upper Floors Area1,043 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1999
Lot Area5,571 sqft (0.127 acres)
Lot Dimensions120 ft deep x 46 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area208 sqft
Deck Area160 sqft
Patio Area320 sqft

Location & Zoning

Account Number224236
Street Address527 W OWING ST
CityDENISON
StateTX
Zip75020-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVENS ADDN REPLT LT 17-18 & W 5' OF 19 BLK 20, BLOCK 1, LOT 18R, ACRES .1279
Legal SubdivisionSTEVENS ADDN REPLT LT 17-18 & W 5' OF 19
Legal Block1
Legal Lot Number18R 18
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1052
Census Tract502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Denison Commercial Historic District
listed 1983 · 69 contributing resources · NRIS 83003772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 527 W Owing St acquired it in September 2011.

Source: Grayson County records, as of October 20, 2025

Owner of RecordOwner Name on File
Mailing Address527 W OWING ST, DENISON, TX 75020-4412
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 21, 2011
Transfer Doc0000019204
Record UpdatedJun 8, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address527 W OWING ST, DENISON, TX 75020-4412
Document Number0000003373
Instrument DateDec 31, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 W OWING ST DENISON TX 750204412, DENISON, TX 75020-4412

Mortgage

Document Number0000003373
DateFeb 19, 2018
Instrument3373
Lender
NameFIRST UNITED BK
TypeBank
AddressPOTTSBORO, TX 75076
Agreement
AmountAmount on Record
Term12 Months
DueFeb 18, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,961 Land $40,626 Building $155,029$195,655 Land $40,626 Building $155,029
2024$2,417.00
2023$206,590 Land $38,731 Building $167,859$206,590 Land $38,731 Building $167,859
2022$2,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 W Owing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 W Owing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Owing St

Nearby Streets

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