604 Spruce St, Grayling, MI 49738 Property Records

Crawford County property record for 604 Spruce St, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,717 sqft · built 1925
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Dec 2007)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-100-001-010-00`

Property Details

APN / Parcel Number

Primary APN	`070-100-001-010-00`

Interior

Full Baths	2 Baths
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft
Basement Area	858 sqft
Unfinished Basement	1,717 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 SPRUCE ST
City	GRAYLING
State	MI
Zip	49738-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 10, BLOCK 1, ORIGINAL PLAT OF THE VILLAGE, NOW CITY, OF GRAYLING
Legal Subdivision	ORIGINAL OF GRAYLING CITY
Legal Block	1
Legal Lot Number	10
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	1
Census Block	1012
Census Tract	960200

Owner

604 Spruce St is owned and occupied by two individuals who bought it in December 2007.

Source: Crawford County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 SPRUCE ST, GRAYLING, MI 49738-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2007 · Amount on File
Deed Sale	Dec 6, 2007 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Deed Book / Page	689 / 653
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	604 SPRUCE ST, GRAYLING, MI 49738-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SPRUCE ST, GRAYLING, MI 49738-1642

Mortgage

Document Number	0000000743/0000000607
Date	May 6, 2020
Book Page	0000000743/0000000607

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 604 Spruce St was $1,366 with a homeowner's exemption.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
Municipality	Grayling City
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,200 Land $64,200	$128,400 Land $128,400
2025	$1,366.00
2023		$47,300 Land $47,300	$94,600 Land $94,600
2022	$1,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20