Crawford County property record for 602 Spruce St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,526 sqft · built 1930 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,900 (Dec 2019) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-100-001-011-00 |
| Primary APN | 070-100-001-011-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,361 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 602 SPRUCE ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 11, BLOCK 1, ORIGINAL PLAT OF THE VILLAGE, NOW CITY, OF GRAYLING |
| Legal Subdivision | ORIGINAL OF GRAYLING CITY |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960200 |
602 Spruce St is owned and occupied by an individual who bought it in December 2019.
Source: Crawford County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT TUNI |
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT TUNION |
| Dec 2, 2019 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS |
| Jul 19, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on File |
| Deed Sale | Dec 2, 2019 · Amount on File |
| Prior Sale | Oct 1, 2010 |
| Deed Book / Page | 741 / 868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Document Number | 0000000833/0000000476 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 0000000833/0000000476 |
| Name | NORTH CENTRAL AREA CREDIT TUNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Document Number | 0000000833/0000000476 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 0000000833/0000000476 |
| Name | NORTH CENTRAL AREA CREDIT TUNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Dec 2, 2019 |
| Property Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Document Number | 741/868 |
| Book / Page | 741 / 868 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 E MITCHELL ST, LAKE CITY, MI 49651-9197 |
| Document Number | 0000000742/0000000869 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 0000000742/0000000869 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | Jul 19, 2019 |
| Property Address | 602 SPRUCE ST, GRAYLING, MI 49738-1642 |
| Document Number | 740/348 |
| Book / Page | 740 / 348 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 602 Spruce St was $1,793 with a homeowner's exemption.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,600 Land $2,100 Building $63,500 | $131,200 Land $4,200 Building $127,000 | |
| 2025 | $1,793.00 | ||
| 2023 | $48,000 Land $2,100 Building $45,900 | $96,000 Land $4,200 Building $91,800 | |
| 2022 | $1,649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 602 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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