Crawford County property record for 403 Spruce St, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,164 sqft · built 1924 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,500 (Dec 1998) |
| Tax Bill | $1,346 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-100-011-004-00 |
| Primary APN | 070-100-011-004-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Ranch |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 403 SPRUCE ST |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 4, BLOCK 11, ORIGINAL PLAT OF THE VILLAGE, NOW CITY, OF GRAYLING |
| Legal Subdivision | ORIGINAL OF GRAYLING CITY |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960200 |
Source: Crawford County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 SPRUCE ST, GRAYLING, MI 49738-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 1998 · Amount on Record |
| Deed Sale | Dec 18, 1998 · Amount on Record |
| Prior Sale | Jun 23, 1994 · Amount on Record |
| Deed Book / Page | 470 / 327 |
| Prior Transfer Date | Oct 5, 1992 |
| Prior Transfer Doc | 0349000219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 403 SPRUCE ST, GRAYLING, MI 49738-1637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 403 SPRUCE ST, GRAYLING, MI 49738-1637 |
| Document Number | 0000000751/0000000610 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 0000000751/0000000610 |
| Name | QUICKEN LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| Municipality | Grayling City |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,600 (+35.82%) Land $54,600 | $109,200 (+35.82%) Land $109,200 | |
| 2025 | $1,346.00 (+8.64%) | ||
| 2023 | $40,200 Land $40,200 | $80,400 Land $80,400 | |
| 2022 | $1,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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