604 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 604 SE Madison Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1957
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$276,900 (Aug 2026)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-023-034-0006.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-023-034-0006.0-7-0000`
Alternative APNs	`03-38-41-023-034-00060-7` `338410230340006070000` `20774`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,453 sqft
1st Floor Area	1,264 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	8,756 sqft (0.201 acres)
Porch	Screened Concrete Masonry Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20774
Street Address	604 SE MADISON AVE
City	STUART
State	FL
Zip	34996-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROADWAY ST LUCIE ESTATES N 30.9 OF LOT 6 & S 36 OF LOT 7 BLK 34
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	34
Legal Lot Number	6,7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1011
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 SE MADISON AVE, STUART, FL 34996-3259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 17, 2025	Warranty Deed, Transfer ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG
Oct 9, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	20263199915
Deed Book / Page	3584 / 586
Prior Transfer Date	Oct 8, 2025
Prior Transfer Doc	0035260708
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 11, 2026
Property Address	604 SE MADISON AVE, STUART, FL 34996-3259
Document Number	0003199915
Book / Page	3584 / 586
Instrument Date	Aug 5, 2026
Instrument	20263199915
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195,768.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SE MADISON AVE, STUART, FL 34996-3259

Mortgage

Document Number	0003199916,
Date	Aug 11, 2026
Instrument	20263199916

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 17, 2025
Property Address	604 SE MADISON AVE, STUART, FL 34996-3259
Document Number	0035330132
Book / Page	3533 / 132
Map Reference	MB 1 PG 4
Instrument Date	Nov 11, 2025
Instrument	3156630
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

Amount	Amount Recorded
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3626 WINTERBERRY LN, SNELLVILLE, GA 30039-4038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 SE MADISON AVE, STUART, FL 34996-5838

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 9, 2025
Property Address	604 SE MADISON AVE, STUART, FL 34996-3259
Document Number	0035260708
Book / Page	3526 / 708
Map Reference	MB 1 PG 4
Instrument Date	Oct 8, 2025
Instrument	3150918
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 SE MADISON AVE, STUART, FL 34996-3259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 SE MADISON AVE, STUART, FL 34996-3259

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (-0.5%) Homeowner's exemption	$115,020 (+2.9%)	$306,390 (+5.58%) Land $170,000 Building $136,390
2024	$1,400.00 (+4.01%) Additional exemption filed	$111,779 (+3%)	$290,190 (+3.31%) Land $160,000 Building $130,190
2023	$1,346.00 (+4.75%) Additional exemption filed	$108,524 (+3%)	$280,890 (+25.46%) Land $160,000 Building $120,890
2022	$1,285.00 Homeowner's exemption	$105,364	$223,890 Land $151,500 Building $72,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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