538 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 538 SE Madison Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 732 sqft · built 1950
Lot Size0.284 acres (12,371 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Jan 2007)
Tax Bill$1,128 (2025)
Flood ZoneZone X (minimal risk)
APN03-38-41-023-033-0001.0-0-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-023-033-0001.0-0-0000
Alternative APNs
  • 03-38-41-023-033-00010-0
  • 338410230330001000000
  • 20764

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area732 sqft Living Area
Gross Area1,082 sqft
1st Floor Area732 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,371 sqft (0.284 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area836 sqft
PorchEnclosed Concrete/Masonry Porch
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20764
Street Address538 SE MADISON AVE
CitySTUART
StateFL
Zip34996-3257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBROADWAY ST LUCIE ESTATES LOTS 1 & 2 BLK 33
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionBROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block33
Legal Lot Number1,2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1011
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address538 SE MADISON AVE, STUART, FL 34996-3257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2007 · Amount on Record
Deed SaleJan 4, 2007 · Amount on Record
Prior SaleAug 1, 1983 · Amount on Record
Deed Document Number20071984078
Deed Book / Page2211 / 2983
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (-0.44%) Additional exemption filed$100,647 (+5.99%)$246,370 (+8.19%) Land $170,000 Building $76,370
2024$1,133.00 (+3.75%)
2023$1,092.00 (+5.1%) Additional exemption filed$94,963 (+3%)$227,720 (+15.53%) Land $160,000 Building $67,720
2022$1,039.00 Homeowner's exemption$92,198$197,110 Land $151,500 Building $45,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

Nearby Properties on SE Madison Ave

Nearby Streets

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