529 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 529 SE Madison Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,850 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Feb 2026)
Tax Bill	$1,878 (2024)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-023-032-0029.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-023-032-0029.0-3-0000`
Alternative APNs	`03-38-41-023-032-00290-3` `20762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	1,350 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Concrete/Masonry Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20762
Street Address	529 SE MADISON AVE
City	STUART
State	FL
Zip	34996-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADWAY ST LUCIE ESTATES LOTS 29 & 30 BLK 32 OR 356/2335
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	32
Legal Lot Number	29,30
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1010
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 SE MADISON AVE, STUART, FL 34996-3256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 5, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Deed Document Number	20263168944
Deed Book / Page	3547 / 1034
Last Transfer Date	Jul 30, 2026
Transfer Doc	0003198392
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 1, 2026
Property Address	529 SE MADISON AVE, STUART, FL 34996-3256
Document Number	0003198392
Book / Page	3582 / 618
Instrument Date	Jul 30, 2026
Instrument	20263198392
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	529 SE MADISON AVE, STUART, FL 34996-3256

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 5, 2026
Property Address	529 SE MADISON AVE, STUART, FL 34996-3256
Document Number	0035471034
Book / Page	3547 / 1034
Map Reference	MB 1 PG 4
Instrument Date	Feb 4, 2026
Instrument	3168944
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TRAFALGAR DR, CROSSVILLE, TN 38558-7093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SE MADISON AVE, STUART, FL 34996-3256

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	529 SE MADISON AVE, STUART, FL 34996-3256
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032231154
Date	May 11, 2021
Book Page	3223/1154
Instrument	2887919

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	160 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,178	$382,440 (+42.75%) Land $170,000 Building $212,440
2024	$1,878.00 (+3.76%)
2023	$1,810.00 (+4.5%)
2022	$1,732.00	$129,325	$267,900 Land $151,500 Building $116,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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