Polk County property record for 604 Queens Loop N, Lakeland, FL 33803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 1970 |
| Lot Size | 0.225 acres (9,814 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (May 2012) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-36-138200-003080 |
| Primary APN | 23-28-36-138200-003080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,814 sqft (0.225 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 604 QUEENS LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | IMPERIAL SOUTHGATE PB 47 PG 47 BLK C LOT 8 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | IMPERIAL SOUTHGATE |
| Legal Tract | 138200 |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10702 |
604 Queens Loop N is owned and occupied by two individuals who acquired it in May 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| May 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on File |
| Deed Sale | May 3, 2012 · Amount on File |
| Deed Document Number | 201277599 |
| Deed Book / Page | 8639 / 1756 |
| Last Transfer Date | May 7, 2026 |
| Transfer Doc | 0000113933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Number | 0000244798 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 11899/1520 |
| Instrument | 2021244798 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 281 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Number | 0000136073 |
| Book / Page | 14028 / 1729 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026136073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | HOMEBRIDGE FINANCIAL SERVICES INC, HOMEBRIDGE FINANCIAL SERVICE |
| Name | Verified Name |
|---|---|
| Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Number | 0000136073, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 14028/1729 |
| Instrument | 2026136073 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 13, 2026 |
| Property Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Number | 0000113933 |
| Book / Page | 13995 / 2184 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026113933 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 604 QUEENS LOOP N, LAKELAND, FL 33803-4627 |
| Document Number | 0114360167 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 QUEENS LOOP N LAKELAND FL 338034627, LAKELAND, FL 33803-4627 |
| Document Number | 0114360167 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 011436/000167 |
| Instrument | 231356 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 28, 2045 |
The 2025 property tax bill for 604 Queens Loop N was $1,467, up 3.7% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,887 (+2.7%) | $242,390 (+7.61%) Land $26,000 Building $216,390 | |
| 2025 | $1,467.00 (+3.75%) Homeowner's exemption | $124,525 | $225,255 Land $26,000 Building $199,255 |
| 2024 | $1,414.00 (+4.97%) | ||
| 2023 | $1,347.00 (+3.86%) Homeowner's exemption | $116,520 (+3%) | $243,684 (+14.08%) Land $25,000 Building $218,684 |
| 2022 | $1,297.00 Homeowner's exemption | $113,126 | $213,615 Land $24,000 Building $189,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Queens Loop N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Queens Loop N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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