Polk County property record for 537 Queens Loop N, Lakeland, FL 33803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,263 sqft · built 1972 |
| Lot Size | 0.278 acres (12,118 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (May 2018) |
| Tax Bill | $3,280 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-36-138200-001162 |
| Primary APN | 23-28-36-138200-001162 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 2,725 sqft |
| 1st Floor Area | 1,697 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,118 sqft (0.278 acres) |
| Lot Dimensions | 222 ft deep x 89 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 566 sqft |
| Street Address | 537 QUEENS LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPERIAL SOUTHGATE PB 47 PG 47 BLK A LOT 17 & LOT 16 THAT PART DESC AS:BEG AT NE COR LOT 16 RUN S 25 DEG 21 MIN 03 SEC W ALONG NLY BDRY 92.29 FT TO R/W OF QUEENS LP N SELY ALONG CURVE OF R/W 12 FT N 22 DEG 58 MIN 31 SEC E 89.86 FT ELY BDRY OF LOT 16 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | IMPERIAL SOUTHGATE |
| Legal Tract | 138200 |
| Legal Block | A |
| Legal Lot Number | 16,17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 537 QUEENS LOOP N, LAKELAND, FL 33803-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| May 22, 2018 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2005 · Amount on Record |
| Deed Document Number | 2018108920 |
| Deed Book / Page | 10492 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 537 QUEENS LOOP N, LAKELAND, FL 33803-5607 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 537 QUEENS LOOP N, LAKELAND, FL 33803-5607 |
| Document Number | 0000003408 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 12059/991 |
| Instrument | 2022003408 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 537 QUEENS LOOP N, LAKELAND, FL 33803-5607 |
| Document Number | 0115370343 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 537 QUEENS LOOP N LAKELAND FL 338035607, LAKELAND, FL 33803-5607 |
| Document Number | 0115370343 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 011537/000343 |
| Instrument | 9800 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 228 S MASSACHUSETTS AVE, LAKELAND, FL 33801-5012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 22, 2018 |
| Property Address | 537 QUEENS LOOP N, LAKELAND, FL 33803-5607 |
| Document Number | 0104920484 |
| Book / Page | 010492 / 000484 |
| Instrument Date | May 17, 2018 |
| Instrument | 108920 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 QUEENS LOOP N LAKELAND FL 338035607, LAKELAND, FL 33803-5607 |
| Document Number | 104920487 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 010492/000487 |
| Instrument | 108921 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,103 (+2.7%) | $303,492 (+6.04%) Land $52,000 Building $251,492 | |
| 2025 | $3,280.00 (+6.01%) Homeowner's exemption | $225,027 (+5.99%) | $286,213 (-5.98%) Land $52,000 Building $234,213 |
| 2023 | $3,094.00 (+2.93%) Homeowner's exemption | $212,316 (+3%) | $304,430 (+15.35%) Land $50,000 Building $254,430 |
| 2022 | $3,006.00 Homeowner's exemption | $206,132 | $263,919 Land $48,000 Building $215,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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