539 Queens Loop N, Lakeland, FL 33803 Property Records

Polk County property record for 539 Queens Loop N, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1971
Lot Size	0.211 acres (9,169 sqft)
Owner	2 Individual Names on File
Last Sale	$144,500 (Sep 2017)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-28-36-138200-001180`

Property Details

APN / Parcel Number

Primary APN	`23-28-36-138200-001180`
Alternative APNs	`362823138200001180` `62823000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,711 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,169 sqft (0.211 acres)
Lot Dimensions	117 ft deep x 76 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	539 QUEENS LOOP N
City	LAKELAND
State	FL
Zip	33803-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	IMPERIAL SOUTHGATE PB 47 PG 47 BLK A LOT 18
Legal Range	23E
Legal Township	28S
Legal Section	36
Legal Subdivision	IMPERIAL SOUTHGATE
Legal Tract	138200
Legal Block	A
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

Source: Polk County records · APN 23-28-36-138200-001180

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2711 WOODLAND HILLS AVE, LAKELAND, FL 33803-2964
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2017 · Amount on Record
Deed Sale	Sep 05, 2017 · Amount on Record
Prior Sale	Oct 31, 2006 · Amount on Record
Deed Document Number	2017172077
Deed Book / Page	10254 / 457
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 05, 2017
Property Address	539 QUEENS LOOP N, LAKELAND, FL 33803-5607
Document Number	0102540457
Book / Page	010254 / 000457
Instrument Date	Aug 25, 2017
Instrument	172077
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 HEATHERCREST LAKELAND FL 338131239, LAKELAND, FL 33813-1239

Mortgage

Document Number	102540459
Date	Sep 05, 2017
Book Page	010254/000459
Instrument	172078

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (+2.99%)	$225,664 (-7.28%) Land $26,000 Building $199,664	$225,664 (-7.28%) Land $26,000 Building $199,664
2023	$3,953.00 (+9.74%)	$243,388 (+11.92%) Land $25,000 Building $218,388	$243,388 (+11.92%) Land $25,000 Building $218,388
2022	$3,602.00	$217,464 Land $24,000 Building $193,464	$217,464 Land $24,000 Building $193,464

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 448 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.