South Kingstown Town property record for 604 Moonstone Beach Rd, Wakefield, RI 02879
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,724 sqft · built 1830 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,750 (Aug 2002) |
| Tax Bill | $6,912 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11-1588-90 |
| Primary APN | R-11-1588-90 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Total Area |
| Gross Area | 5,080 sqft |
| 1st Floor Area | 1,362 sqft |
| Attic | Attic |
| Attic Area | 912 sqft |
| Basement Area | 1,302 sqft |
| Unfinished Basement | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-11-1588-90 |
|---|---|
| Street Address | 604 MOONSTONE BEACH RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R80 |
| Legal Lot Number | 14 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Jul 3, 2025 | Deed of Trust, Mortgage · Line of Credit CENTREVILLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on Record |
| Deed Sale | Aug 30, 2002 · Amount on Record |
| Deed Book / Page | 991 / 510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Jun 3, 2026 |
| Property Address | 604 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5115 |
| Document Number | 001934-518 |
| Book / Page | 1934 / 518 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644195 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 604 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5115 |
| Document Number | 0000044195, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1934/518 |
| Instrument | 202644195 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 604 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001908-212 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 1908/212 |
| Instrument | 39017 |
| Name | CENTREVILLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,912.00 (-0.19%) | $773,100 (+23.36%) Land $322,700 Building $450,400 |
| 2023 | $6,925.00 (+0.92%) | $626,700 (-) Land $241,400 Building $385,300 |
| 2022 | $6,862.00 | $626,700 Land $241,400 Building $385,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 90 (1980–2024) |
| Claims Outside the SFHA | 5 of 90 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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