South Kingstown Town property record for 469 Moonstone Beach Rd, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,818 sqft · built 1980 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Sep 1995) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R-06-2223-50 |
| Primary APN | R-06-2223-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft (1.43 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R-06-2223-50 |
|---|---|
| Street Address | 469 MOONSTONE BEACH RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Lot Number | 5 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 51302 |
469 Moonstone Beach Rd is owned and occupied by two individuals who bought it in September 1995.
Source: South Kingstown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 469 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST COMPANY |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1995 · Amount on File |
| Deed Sale | Sep 11, 1995 · Amount on File |
| Prior Sale | Dec 3, 1991 · Amount on File |
| Deed Book / Page | 601 / 74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Sep 17, 2026 |
| Property Address | 469 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5109 |
| Document Number | 0000045852 |
| Book / Page | 1943 / 247 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202645852 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 469 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5109 |
| Document Number | 0000045852, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 1943/247 |
| Instrument | 202645852 |
| Name | WASHINGTON TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 469 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1745-86 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 1745/86 |
| Instrument | 6472 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 469 Moonstone Beach Rd was $5,408.
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,408.00 | $604,900 Land $318,500 Building $286,400 | $817,826 |
| 2023 | $5,616.00 (+0.92%) | $508,200 (-) Land $237,400 Building $270,800 | |
| 2022 | $5,565.00 | $508,200 Land $237,400 Building $270,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 469 Moonstone Beach Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 170 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 31 (1978–2024) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 469 Moonstone Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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