607 Moonstone Beach Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 607 Moonstone Beach Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2012)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-19-0455-00`

Property Details

APN / Parcel Number

Primary APN	`R-19-0455-00`
Alternative APNs	`SKIN P:085-2 L:000001` `P:085=2 L:000001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,428 sqft
Basement Area	1,320 sqft
Unfinished Basement	742 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-19-0455-00
Street Address	607 MOONSTONE BEACH RD
City	WAKEFIELD
State	RI
Zip	02879-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Lot Number	1
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3070
Census Tract	51302

Owner

607 Moonstone Beach Rd is owned by two individuals who bought it in December 2012.

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2205 BOSTON RD, Q165, WILBRAHAM, MA 01095-1175
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit BEACON HMS
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2012 · Amount on File
Deed Sale	Dec 18, 2012 · Amount on File
Prior Sale	Jul 10, 2001 · Amount on File
Deed Book / Page	1497 / 510
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Sep 28, 2026
Property Address	607 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5113
Document Number	0000046004
Book / Page	1944 / 57
Instrument Date	Sep 22, 2026
Instrument	202646004
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5113

Mortgage

Document Number	0000046004,
Date	Sep 28, 2026
Book Page	1944/57
Instrument	202646004

Lender

Name	BEACON HMS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	607 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5113
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001913-760
Date	Sep 11, 2025
Book Page	1913/760
Instrument	40145

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 607 Moonstone Beach Rd was $5,291.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,291.00	$591,800 Land $315,400 Building $276,400	$752,264
2023	$5,001.00 (+0.91%)	$452,600 (-) Land $234,400 Building $218,200
2022	$4,956.00	$452,600 Land $234,400 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Moonstone Beach Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 170 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Moonstone Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: AT&T.

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