604 Jefferson St, Waterloo, NE 68069 Property Records

Douglas County property record for 604 Jefferson St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2017
Lot Size	0.198 acres (8,663 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2025)
Tax Bill	$4,481 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R0642950006`

Property Details

APN / Parcel Number

Primary APN	`R0642950006`
Alternative APNs	`4295 0006 06` `0642950006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	1,500 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,663 sqft (0.198 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	433 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0642950006
Street Address	604 JEFFERSON ST
City	WATERLOO
State	NE
Zip	68069-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 18 WATERLOO REPLAT 1 LOT 3 BLOCK 0 LOT 3 70 X 123.75 APPROX
Legal Subdivision	BLOCK 18 WATERLOO REPLAT 1
Legal Block	18
Legal Lot Number	3
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2036
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK OF OMAHA
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACCESS BANK
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACCESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Mar 25, 2021
Deed Document Number	2025074036
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 16, 2025
Property Address	604 JEFFERSON ST, WATERLOO, NE 68069-2212
Document Number	0000074036
Instrument Date	Aug 29, 2025
Instrument	2025074036
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074037
Date	Sep 16, 2025
Instrument	2025074037

Lender

Name	SECURITY NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Mar 25, 2021
Property Address	604 JEFFERSON ST, WATERLOO, NE 68069-2212
Document Number	2021038893
Instrument Date	Mar 17, 2021
Instrument	2021038893
Transaction Type	Transfer
Record Updated	Apr 23, 2021
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021038894
Date	Mar 25, 2021
Instrument	2021038894

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Mar 25, 2021
Property Address	604 JEFFERSON ST, WATERLOO, NE 68069-2212
Document Number	0000038893
Instrument Date	Mar 17, 2021
Instrument	2021038893
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000038894
Date	Mar 25, 2021
Instrument	2021038894

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,500 (+21.12%) Land $21,700 Building $356,800	$378,500 (+21.12%) Land $21,700 Building $356,800
2024	$4,481.00 (-12.62%)
2023	$5,128.00 (+21.03%)	$312,500 Land $21,700 Building $290,800	$312,500 Land $21,700 Building $290,800
2022	$4,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures