602 Jefferson St, Waterloo, NE 68069 Property Records

Douglas County property record for 602 Jefferson St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,712 sqft · built 2017
Lot Size	0.268 acres (11,685 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jan 2024)
Tax Bill	$5,438 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R0642950008`

Property Details

APN / Parcel Number

Primary APN	`R0642950008`
Alternative APNs	`4295 0008 06` `0642950008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Basement Area	1,620 sqft
Finished Basement	581 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,685 sqft (0.268 acres)
Lot Dimensions	123 ft deep x 95 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0642950008
Street Address	602 JEFFERSON ST
City	WATERLOO
State	NE
Zip	68069-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 18 WATERLOO REPLAT 1 LOT 4 BLOCK 0 LOT 4 95 X 123 APPROX
Legal Subdivision	BLOCK 18 WATERLOO REPLAT 1
Legal Block	18
Legal Lot Number	4
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2036
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 JEFFERSON ST, WATERLOO, NE 68069-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · FHA Mortgage ARBOR BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	2024003042
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 16, 2024
Property Address	602 JEFFERSON ST, WATERLOO, NE 68069-2212
Document Number	0000003042
Instrument Date	Dec 18, 2023
Instrument	2024003042
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003043
Date	Jan 16, 2024
Instrument	2024003043

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	602 JEFFERSON ST, WATERLOO, NE 68069-2212
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021040734
Date	Mar 30, 2021
Instrument	2021040734

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	JUNCTION CITY, KS 66441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 15, 2017
Property Address	602 JEFFERSON ST, WATERLOO, NE 68069-2212
Document Number	2017064013
Instrument Date	Jul 5, 2017
Instrument	2017064013
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CLEAR TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	2017064014
Date	Aug 15, 2017
Instrument	2017064014

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,600 (+31.98%) Land $24,000 Building $424,600	$448,600 (+31.98%) Land $24,000 Building $424,600
2024	$5,438.00 (-2.51%)
2023	$5,578.00 (+21.18%)	$339,900 Land $24,000 Building $315,900	$339,900 Land $24,000 Building $315,900
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures