505 Jefferson St, Waterloo, NE 68069 Property Records

Douglas County property record for 505 Jefferson St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1954
Lot Size	0.188 acres (8,184 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Sep 2025)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Second Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`1275-0000-24`

Property Details

APN / Parcel Number

Primary APN	`1275-0000-24`
Alternative APNs	`R2412750000` `2412750000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	735 sqft Living Area
Gross Area	755 sqft
1st Floor Area	735 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2412750000
Street Address	505 JEFFERSON ST
City	WATERLOO
State	NE
Zip	68069-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 3 BLOCK 20 66 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	20
Legal Lot Number	3
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2059
Census Tract	7508

Owner

505 Jefferson St is owned and occupied by two individuals who bought it in September 2025.

Source: Douglas County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEBRASKA INVESTMENT FINANCE AUTHORITY
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEBRASKA INVESTMENT FINANCE AUTHORITY
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS BANK
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	202572694
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LINCOLN AVE, WATERLOO, NE 68069-2214

Mortgage

Document Number	0000072696
Date	Sep 11, 2025
Instrument	2025072696

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 LINCOLN AVE, WATERLOO, NE 68069-2214

Mortgage

Document Number	0000072696
Date	Sep 11, 2025
Instrument	2025072696

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 11, 2025
Property Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Document Number	0000072694
Instrument Date	Sep 9, 2025
Instrument	2025072694
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SPYGLASS TITLE AND ESCROW, SPYGLASS TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.64
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000072695
Date	Sep 11, 2025
Instrument	2025072695

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020079704
Date	Jul 28, 2020
Instrument	2020079704

Lender

Name	ACCESS BANK
Type	Bank
Address	OMAHA, NE 68144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 25, 2018
Property Address	505 JEFFERSON ST, WATERLOO, NE 68069-2211
Document Number	2018030621
Instrument Date	Apr 18, 2018
Instrument	2018030621
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AKSARBEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2018030622
Date	Apr 25, 2018
Instrument	2018030622

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 505 Jefferson St was $2,069, up 1.8% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (+1.77%)	$155,100 Land $21,200 Building $133,900	$155,100 Land $21,200 Building $133,900
2024	$2,033.00 (-12.97%)
2023	$2,336.00 (-1.97%)	$142,400 Land $21,200 Building $121,200	$142,400 Land $21,200 Building $121,200
2022	$2,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Jefferson St in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures