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604 Garnet, Fruita, CO 81521 Property Records

Mesa County property record for 604 Garnet, Fruita, CO 81521 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage1,835 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$282,500 (2018)
Tax Bill$2,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN2697-074-14-018
Alternative APN
  • R007511

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,835 sqft Living Area
Gross Area2,393 sqft Gross Area
1st Floor1,122 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached Garage
Garage Area558 sqft Garage
Deck AreaDeck Area
Patio Area96 sqft Patio
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberR007511
Street Address604 GARNET
CityFRUITA
StateCO
Zip81521-2393
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 COMSTOCK ESTATES FILING NO SIX SEC 7 1N 2W -0.17AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionCOMSTOCK ESTATES FILING NO SIX
Legal Block14
Legal Lot Number18
JurisdictionMESA CO
Minor Civil DivisionFRUITA
Census Blockgroup1
Census Block1019
Census Tract1503

Owner

Source: Mesa County records · APN 2697-074-14-018

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 GARNET, FRUITA, CO 81521-2393
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 21, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 07, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 03, 2018Quit Claim Deed, Transfer
Quitclaim Document
Sep 01, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2018 · Amount on Record
Deed SaleJun 07, 2018 · Amount on Record
Prior SaleSep 01, 2017 · Amount on Record
Deed Doc Number20182843195
Prior Transfer DateSep 04, 2002
Prior Transfer Doc0031490012
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address604 GARNET, FRUITA, CO 81521-2393
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002892586
DateAug 27, 2019
Instrument2892586
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address604 GARNET, FRUITA, CO 81521-2393
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 GARNET, FRUITA, CO 81521-2393

Mortgage

Document Number0003005295
DateOct 26, 2021
Instrument3005295
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address604 GARNET, FRUITA, CO 81521-2393
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003024037
DateMar 21, 2022
Instrument3024037
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 11, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateJun 07, 2018
Property Address604 GARNET, FRUITA, CO 81521-2393
Document Number0002843195
Instrument DateJun 06, 2018
Instrument2843195
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 GARNET, FRUITA, CO 81521-2393

Mortgage

Document Number0002843196
DateJun 07, 2018
Instrument2843196
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMESA CO
Recording DateJan 03, 2018
Property Address604 GARNET, FRUITA, CO 81521-2393
Document Number0002826240
Instrument DateJan 03, 2018
Instrument2826240
Transaction TypeTransfer
Record UpdatedJan 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 GARNET FRUITA CO 815212393, FRUITA, CO 81521-2393

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateSep 01, 2017
Property Address604 GARNET, FRUITA, CO 81521-2393
Document Number0002812942
Instrument DateAug 31, 2017
Instrument2812942
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 GARNET, FRUITA, CO 81521-2393

Mortgage

Document Number0002812943
DateSep 01, 2017
Instrument2812943
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,163.00 (+14.99%)$25,970 (+13.21%) Land $6,690 Building $19,280$415,550 (+21.39%) Land $107,000 Building $308,550
2024$1,881.00 (+0.53%)$22,940 (-) Land $5,660 Building $17,280
2023$1,871.00 (+8.97%)$22,940 (+10.77%) Land $5,660 Building $17,280$342,330 (+14.88%) Land $84,430 Building $257,900
2022$1,717.00$20,710 Land $4,170 Building $16,540
2021$297,990 Land $60,000 Building $237,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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