Mesa County property record for 502 Garnet, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 2002 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $425,000 (Feb 2025) |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-074-14-014 |
| Primary APN | 2697-074-14-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,638 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R007507 |
|---|---|
| Street Address | 502 GARNET |
| City | FRUITA |
| State | CO |
| Zip | 81521-2382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 COMSTOCK ESTATES FILING NO SIX SEC 7 1N 2W -0.25AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COMSTOCK ESTATES FILING NO SIX |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1503 |
502 Garnet is owner-occupied and held in a trust since February 2025.
Source: Mesa County records, as of May 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD |
| Feb 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Nov 21, 2019 | Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on File |
| Deed Sale | Feb 18, 2025 · Amount on File |
| Prior Sale | Nov 21, 2019 · Amount on File |
| Deed Document Number | 20253117469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Document Number | 0003001591 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 3001591 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002869186 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 2869186 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Nov 21, 2019 |
| Property Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Document Number | 0002903881 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 2903881 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 GARNET, 502, FRUITA, CO 81521-2382 |
| Name | Verified Name |
|---|---|
| Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Document Number | 0002903882 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2903882 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 502 Garnet was $2,227, up 10.2% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,227.00 (+10.19%) | $26,740 (+8.48%) Land $6,690 Building $20,050 | $427,870 Land $107,000 Building $320,870 |
| 2024 | $2,021.00 (+0.55%) | $24,650 (-) Land $5,710 Building $18,940 | |
| 2023 | $2,010.00 (+12.23%) | $24,650 (+14.12%) Land $5,710 Building $18,940 | $367,960 Land $85,260 Building $282,700 |
| 2022 | $1,791.00 | $21,600 Land $4,170 Building $17,430 | |
| 2021 | $310,760 Land $60,000 Building $250,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 502 Garnet in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 502 Garnet has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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