Lincoln County property record for 604 E Main St, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,033 sqft |
| Lot Size | 0.507 acres (22,117 sqft) |
| Owner | Company Name on File |
| Last Sale | $111,900 (Oct 2016) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-08-32-005.00 |
| Primary APN | 051-08-32-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,117 sqft (0.507 acres) |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 604 E MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 920102 |
604 E Main St is owned by a company that bought it in October 2016.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 604 E MAIN ST, STANFORD, KY 40484-1403 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2016 · Amount on File |
| Deed Sale | Oct 19, 2016 · Amount on File |
| Prior Sale | Sep 18, 2015 · Amount on File |
| Deed Document Number | 2016331632 |
| Deed Book / Page | 431 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 604 E MAIN ST, STANFORD, KY 40484-1403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 604 E MAIN ST, STANFORD, KY 40484-1403 |
| Document Number | 000514/817 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 514/817 |
| Instrument | 492287 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Nov 1, 2046 |
The 2025 property tax bill for 604 E Main St was $2,321, up 79.9% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,321.00 (+79.92%) | $252,000 Land $25,000 Building $227,000 | $252,000 Land $25,000 Building $227,000 |
| 2024 | $1,290.00 | ||
| 2023 | $134,300 Land $12,000 Building $122,300 | $134,300 Land $12,000 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 E Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1997) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 E Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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