603 E Main St, Stanford, KY 40484 Property Records

Lincoln County property record for 603 E Main St, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details3,732 sqft
Lot Size1.05 acres (46,061 sqft)
Owner2 Individual Names on Record
Last Sale$185,900 (Feb 2021)
Tax Bill$2,091 (2025)
Deeds & MortgagesFeb 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN051-08-26-006.00

Property Details

APN / Parcel Number

Primary APN051-08-26-006.00
Alternative APN
  • ST3-032-07

Interior

Stories2 Stories
Building Area3,732 sqft Living Area

Exterior

Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,061 sqft (1.05 acres)
Garage Area1,430 sqft
DrivewayAsphalt Driveway
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address603 E MAIN ST
CitySTANFORD
StateKY
Zip40484-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionH & L & GAR & BLD
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group1
Census Block1005
Census Tract920101

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address603 E MAIN ST, STANFORD, KY 40484-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Deed Document Number2021465638
Deed Book / Page458 / 798
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateFeb 19, 2021
Property Address603 E MAIN ST, STANFORD, KY 40484-1402
Document NumberDEED458/798
Book / PageDEED 458 / 798
Instrument DateFeb 12, 2021
Instrument465638
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 KY HIGHWAY 698, 30, STANFORD, KY 40484-9423

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address603 E MAIN ST, STANFORD, KY 40484-1402

Mortgage

Document Number465639
DateFeb 19, 2021
Instrument465639
Lender
NamePBK BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 12, 2046

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
MunicipalityStanford City
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,091.00 (+17.08%)$227,000 (+22.11%) Land $25,000 Building $202,000$227,000 (+22.11%) Land $25,000 Building $202,000
2024$1,786.00
2023$185,900 Land $50,000 Building $135,900$185,900 Land $50,000 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Main St

Nearby Streets

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