Lincoln County property record for 505 E Main St, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 1,513 sqft |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,500 (Sep 2025) |
| Tax Bill | $1,299 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-08-26-003.00 |
| Primary APN | 051-08-26-003.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,513 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,284 sqft (0.282 acres) |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Sewer | Connected |
|---|
| Street Address | 505 E MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L [.282 AC] |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920101 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 DYEHOUSE LN, CRAB ORCHARD, KY 40419-6502 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSLC |
| Feb 2, 2021 | Deed, Transfer · Conventional Mortgage HSLC |
| Apr 2, 2020 | Deed, Transfer · Conventional Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Feb 2, 2021 · Amount on Record |
| Deed Book / Page | 491 / 580 |
| Prior Transfer Date | Mar 28, 2020 |
| Prior Transfer Doc | MTG477/302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 505 E MAIN ST, STANFORD, KY 40484-1364 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000507/277 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 507/277 |
| Instrument | 480123 |
| Name | HSLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KENTON, OH 43326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Feb 2, 2021 |
| Property Address | 505 E MAIN ST, STANFORD, KY 40484-1364 |
| Document Number | DEED458/592 |
| Book / Page | DEED 458 / 592 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 465469 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 DANVILLE AVE, STANFORD, KY 40484-1153 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 505 E MAIN ST, STANFORD, KY 40484-1364 |
| Document Number | 0000465470 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 465470 |
| Name | HSLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Apr 2, 2020 |
| Property Address | 505 E MAIN ST, STANFORD, KY 40484-1364 |
| Document Number | DEED452/474 |
| Book / Page | DEED 452 / 474 |
| Instrument Date | Mar 28, 2020 |
| Instrument | 461421 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 147 EDGEWOOD DR, STANFORD, KY 40484-1045 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 505 E MAIN ST, STANFORD, KY 40484-1364 |
| Investor | Possibly a Property Investor |
| Document Number | MTG477/302 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | MTG 477/302 |
| Instrument | 461423 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STANFORD, KY 40484 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2021 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299.00 (+8.16%) | $141,000 (+12.8%) Land $20,000 Building $121,000 | $141,000 (+12.8%) Land $20,000 Building $121,000 |
| 2024 | $1,201.00 | ||
| 2023 | $125,000 Land $20,000 Building $105,000 | $125,000 Land $20,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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