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604 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 604 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.291 acres (12,676 sqft)
OwnerTrust Name on File
Last Sale$593,835 (Dec 2018)
Tax Bill$4,613 (2025)
Deeds & MortgagesDec 2018 Sale
Dec 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN145L J 007

Property Details

APN / Parcel Number

Primary APN145L J 007

Exterior

Lot Area12,676 sqft (0.291 acres)
Lot Dimensions134 ft deep x 94.6 ft wide

Location & Zoning

Street Address604 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37408-1424
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionLTS 42&44 BLK 7 MONTAGUES ADDN NO 1 PB2 PG34 ER5887 0102 16 01
Legal SubdivisionMONTAGUES ADDN NO 1
Legal Block7
Legal Lot Number42,44 44
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1009
Census Tract2000

Owner

Source: Hamilton County records · APN 145L J 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address800 MARKET ST STE 514, 514, CHATTANOOGA, TN 37402-2634
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Dec 10, 2018Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jun 01, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Prior SaleDec 10, 2018
Deed Document Number2018121000096
Deed Book / Page11518 / 865
Record UpdatedJun 08, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 10, 2018
Property Address604 E MAIN ST, CHATTANOOGA, TN 37408-1424
Document Number1210000096
Book / Page011518 / 000865
Instrument DateDec 03, 2018
Instrument181210000096
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$2,197.19
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address800 MARKET ST #514 CHATTANOOGA TN 374022634, 514, CHATTANOOGA, TN 37402-2634

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 10, 2018
Property Address604 E MAIN ST, CHATTANOOGA, TN 37408-1424
Document Number1210000095
Book / Page011518 / 000862
Instrument DateDec 03, 2018
Instrument181210000095
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 E MAIN ST CHATTANOOGA TN 374081427, CHATTANOOGA, TN 37408-1427

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJun 01, 2017
Property Address604 E MAIN ST, CHATTANOOGA, TN 37408-1424
Book / Page011063 / 000812
Instrument DateMay 23, 2017
Instrument116
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018
Title CompanyFIRST CHOICE TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address711 E MAIN ST CHATTANOOGA TN 374081427, CHATTANOOGA, TN 37408-1427

Mortgage

Document Number0000000116
DateJun 01, 2017
Book Page011063/000812
Instrument116
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 31, 2018
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number117,
DateJun 01, 2017
Book Page011230/000960
Instrument117
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 31, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,613.00 (+1.61%)$304,400 (+49.98%)$761,000 (+49.98%) Land $761,000
2024$4,540.00$202,960 (-)$507,400 (-) Land $507,400
2023$4,540.00$202,960 (-)$507,400 (-) Land $507,400
2022$4,540.00$202,960$507,400 Land $507,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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