Hamilton County property record for 614 E Main St, Chattanooga, TN 37408
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 13,114 sqft · built 1900 |
| Lot Size | 0.424 acres (18,491 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Aug 2021) |
| Tax Bill | $14,057 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145L J 017 |
| Primary APN | 145L J 017 |
|---|---|
| Alternative APN |
|
| Units | 11 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 13,114 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 18,491 sqft (0.424 acres) |
| Lot Dimensions | 134 ft deep x 138 ft wide |
| Total Buildings | 3 Buildings |
| Account Number | 0000070912 |
|---|---|
| Street Address | 614 E MAIN ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1494 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT 1 EAST MAIN SUB PB 2 PG 34 REV 52-194 REV 100-60 REV 101-22 REV 121-176 |
| Legal Subdivision | MONTAGUES ADDN NO 1 |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145L J 017
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 614 E MAIN ST, 101, CHATTANOOGA, TN 37408-1495 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 23, 2021 | Warranty Deed, Transfer · Line of Credit SYMPLYBANK |
| Apr 09, 2021 | Limited Warranty Deed, Transfer · Commercial Mortgage JEFFREY GUILD |
| Jun 01, 2017 | Trustee's Deed, Construction Loan · Line of Credit FIRST VOLUNTEER BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Apr 09, 2021 · Amount on Record |
| Deed Document Number | 2021208 |
| Deed Book / Page | 12619 / 566 |
| Prior Transfer Date | Mar 24, 1997 |
| Prior Transfer Doc | 0048410699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 23, 2021 |
| Property Address | 614 E MAIN ST, CHATTANOOGA, TN 37408-1494 |
| Document Number | 0000000208 |
| Book / Page | 12619 / 566 |
| Map Reference | MB 121 PG 176 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021082300208 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4614 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1640 |
| Document Number | 0012619568 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 12619/568 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 09, 2021 |
| Property Address | 614 E MAIN ST, CHATTANOOGA, TN 37408-1494 |
| Document Number | 0000000166 |
| Book / Page | 12437 / 555 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021040900166 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2007, CHATTANOOGA, TN 37409-0007 |
| Document Number | 0012437558 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 12437/558 |
| Name | JEFFREY GUILD |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 08, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 01, 2017 |
| Property Address | 614 E MAIN ST, CHATTANOOGA, TN 37408-1424 |
| Book / Page | 011063 / 000812 |
| Instrument Date | May 23, 2017 |
| Instrument | 116 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Title Company | FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 711 E MAIN ST CHATTANOOGA TN 374081427, CHATTANOOGA, TN 37408-1427 |
| Document Number | 0000000116 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 011063/000812 |
| Instrument | 116 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 117, |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 011230/000960 |
| Instrument | 117 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,057.00 (-16.6%) | $927,480 (+23.11%) | $2,318,700 (+23.11%) Land $539,600 Building $1,779,100 |
| 2024 | $16,855.00 (+235.82%) | $753,400 (+235.8%) | $1,883,500 (+235.8%) Land $449,700 Building $1,433,800 |
| 2023 | $5,019.00 | $224,360 (-) | $560,900 (-) Land $449,700 Building $111,200 |
| 2022 | $5,019.00 | $224,360 | $560,900 Land $449,700 Building $111,200 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 370 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures