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544 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 544 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeOffice Building
Details3,409 sqft · built 2018
Lot Size0.141 acres (6,164 sqft)
OwnerCompany Name on File
Last Sale$875,000 (Aug 2017)
Tax Bill$6,813 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN145L J 005

Property Details

APN / Parcel Number

Primary APN145L J 005
Alternative APN
  • 0000070900

Interior

Stories3 Stories
Building Area3,409 sqft Total Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area6,164 sqft (0.141 acres)
Lot Dimensions134 ft deep x 46 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000070900
Street Address544 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37408-1492
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLT 36 BLK 4 MONTAGUES ADDN NO 1 PG2 PG34
Legal SubdivisionMONTAGUES ADDN NO 1
Legal Block4
Legal Lot Number36
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1010
Census Tract2000

Owner

Source: Hamilton County records · APN 145L J 005

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2604 WILSON AVE, SIGNAL MOUNTAIN, TN 37377-3354
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Commercial Mortgage
PINNACLE BANK
Aug 16, 2017Warranty Deed, Construction Loan · Construction Mortgage
PINNACLE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2017 · Amount on Record
Deed SaleAug 16, 2017 · Amount on Record
Prior SaleAug 10, 2010
Deed Document Number2017081600138
Deed Book / Page11130 / 723
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address544 E MAIN ST, CHATTANOOGA, TN 37408-1492
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000243
DateAug 12, 2021
Book Page12607/58
Instrument2021081200243
Lender
NamePINNACLE BANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 16, 2017
Property Address544 E MAIN ST, CHATTANOOGA, TN 37408-1492
Document Number0000000138
Book / Page11130 / 723
Map ReferenceMB2 PG34
Instrument DateAug 15, 2017
Instrument2017081600138
Transaction TypeConstruction Loan
Record UpdatedSep 01, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 WILSON AVE, SIGNAL MOUNTAIN, TN 37377-3354

Mortgage

Document Number0000000139
DateAug 16, 2017
Instrument2017081600139
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,813.00 (-10.41%)$449,520 (+32.24%)$1,123,800 (+32.24%) Land $369,800 Building $754,000
2024$7,605.00$339,920 (-)$849,800 (-) Land $345,200 Building $504,600
2023$7,605.00$339,920 (-)$849,800 (-) Land $345,200 Building $504,600
2022$7,605.00$339,920$849,800 Land $345,200 Building $504,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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