Union County property record for 604 Chaney Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,173 sqft Living Area |
| Lot Size | 42,776 sqft (0.982 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2025) |
| Tax Bill | $1,479.00 (2025) |
| Primary APN | 08-168-008A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 1,136 sqft Gross Area |
| 1st Floor | 1,136 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 42,776 sqft (0.982 acres) |
| Shed | 1 Shed |
| Porch Area | 296 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 604 CHANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7471 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 8283-365 |
| Jurisdiction | UNION NC |
| Minor Civil Division | GOOSE CREEK |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 20206 |
Source: Union County records · APN 08-168-008A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 CHANEY RD, MONROE, NC 28110-7471 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ZILLOW HOME LOANS LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Oct 18, 2021 · Amount on Record |
| Deed Doc Number | 202515445 |
| Deed Book / Page | 9142 / 159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 18, 2021 |
| Property Address | 604 CHANEY RD, MONROE, NC 28110-7471 |
| Document Number | 0008283365 |
| Book / Page | 8283 / 365 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 49714 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5106 SPRING MEADOW LN, 5106, MONROE, NC 28110-9004 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000049715 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 49715 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 15, 2019 |
| Property Address | 604 CHANEY RD, MONROE, NC 28110-7471 |
| Document Number | 0007489593 |
| Book / Page | 7489 / 593 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 0031596 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000031597 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 0031597 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,479.00 (+7.1%) | $291,100 (+41.04%) Land $67,200 Building $223,900 | $291,100 (+41.04%) Land $67,200 Building $223,900 |
| 2023 | $1,381.00 | $206,400 Land $35,800 Building $170,600 | $206,400 Land $35,800 Building $170,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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