Union County property record for 523 Chaney Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 797 sqft · built 1942 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Jan 2016) |
| Tax Bill | $478 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-168-013 |
| Primary APN | 08-168-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 797 sqft Living Area |
| Gross Area | 729 sqft |
| 1st Floor Area | 729 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Slab |
| Porch Area | 234 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 523 CHANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 0.56A 7739-092 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 523 CHANEY RD, MONROE, NC 28110-7470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on Record |
| Deed Sale | Jan 5, 2016 · Amount on Record |
| Prior Sale | Feb 5, 2015 · Amount on Record |
| Deed Document Number | 2016223 |
| Deed Book / Page | 6595 / 751 |
| Last Transfer Date | Jun 17, 2020 |
| Transfer Doc | 773992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 523 CHANEY RD, MONROE, NC 28110-7470 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008369857 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 8369/857 |
| Instrument | 1274 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 17, 2020 |
| Property Address | 523 CHANEY RD, MONROE, NC 28110-7470 |
| Document Number | 773992 |
| Book / Page | 007739 / 000092 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 26561 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 CHANCE RD MONROE NC 28110, MONROE, NC 28110 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,100 (-) Land $38,400 Building $55,700 | $94,100 (-) Land $38,400 Building $55,700 | |
| 2025 | $478.00 (-7.18%) | $94,100 (+22.21%) Land $38,400 Building $55,700 | $94,100 (+22.21%) Land $38,400 Building $55,700 |
| 2023 | $515.00 | $77,000 Land $20,400 Building $56,600 | $77,000 Land $20,400 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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