Union County property record for 425 Chaney Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,638 sqft · built 2004 |
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,749 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-168-033 |
| Primary APN | 08-168-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,638 sqft Living Area |
| Gross Area | 4,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 234,353 sqft (5.38 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 425 CHANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #3 CHANEY |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20206 |
Source: Union County records · APN 08-168-033
Assessment roll updated March 31, 2026 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 CHANEY RD, MONROE, NC 28110-7469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 28, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 425 CHANEY RD, MONROE, NC 28110-7469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 784454 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 7844/54 |
| Instrument | 41276 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 425 CHANEY RD, MONROE, NC 28110-7469 |
| Document Number | 7455459 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 425 CHANEY RD MONROE NC 281107469, MONROE, NC 28110-7469 |
| Document Number | 7455459 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 007455/000459 |
| Instrument | 26302 |
| Name | CITIBANK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | RESTON, VA 22090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,749.00 (+7.23%) | $934,600 (+41.24%) Land $153,400 Building $781,200 | $934,600 (+41.24%) Land $153,400 Building $781,200 |
| 2023 | $4,429.00 | $661,700 Land $68,700 Building $593,000 | $661,700 Land $68,700 Building $593,000 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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