604 5th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 604 5th Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,304 sqft · built 1920
Lot Size0.079 acres (3,450 sqft)
OwnerIndividual Name on Record
Tax Bill$6,696 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN47-00038-0000-00014

Property Details

APN / Parcel Number

Primary APN47-00038-0000-00014
Alternative APN
  • 470003800014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
Upper Floors Area500 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area3,450 sqft (0.079 acres)
Lot Dimensions75 ft deep x 46 ft wide
Patio Area516 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Street Address604 5TH AVE
CitySPRING LAKE
StateNJ
Zip07762-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionSPRING LAKE BEACH
Legal Block38
Legal Lot Number14
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group4
Census Block4015
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 5TH AVE, SPRING LAKE, NJ 07762-1142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2005
Deed SaleApr 25, 2005
Prior SaleMar 31, 1994 · Amount on Record
Deed Book / Page8455 / 2765
Prior Transfer DateMar 29, 2005
Prior Transfer Doc0084552765
Record UpdatedOct 29, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address604 5TH AVE, SEA GIRT, NJ 08750
Document Number0000103652
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 5TH AVE SPRING LAKE NJ 077621142, SPRING LAKE, NJ 07762-1142

Mortgage

Document Number0000103652
DateNov 4, 2019
Book Page009377/003926
Instrument103652
Lender
NameWELLS FARGO BK
TypeBank
AddressCHARLOTTE, NC 28262
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,525,100 (+4.09%) Land $1,278,600 Building $246,500$1,525,100 (+4.09%) Land $1,278,600 Building $246,500
2025$6,696.00 (+1.3%)$1,465,200 (+13.9%) Land $1,210,600 Building $254,600$1,465,200 (+13.9%) Land $1,210,600 Building $254,600
2024$6,610.00 (+8.36%)
2023$1,286,400 Land $1,055,000 Building $231,400$1,286,400 Land $1,055,000 Building $231,400
2022$6,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims21 (1979–2012)
Claims Outside the SFHA16 of 21
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims
  • Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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