705 5th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 705 5th Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,257 sqft · built 1917
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,276,000 (Sep 2020)
Tax Bill	$8,059 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00048-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`47-00048-0000-00003`
Alternative APN	`470004800003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,257 sqft Living Area
1st Floor Area	669 sqft
Upper Floors Area	588 sqft
Basement Area	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	377 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	705 5TH AVE
City	SPRING LAKE
State	NJ
Zip	07762-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	SPRING LAKE BEACH IMPROV
Legal Block	48
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4014
Census Tract	809100

Owner

705 5th Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 5TH AVE, SPRING LAKE, NJ 07762-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Deed Document Number	2020108625
Deed Book / Page	9443 / 1671
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 23, 2020
Property Address	705 5TH AVE, SPRING LAKE, NJ 07762-1225
Document Number	0000108625
Book / Page	009443 / 001671
Instrument Date	Aug 26, 2020
Instrument	108625
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 5TH AVE SPRING LAKE NJ 077621225, SPRING LAKE, NJ 07762-1225

Mortgage

Document Number	108626
Date	Sep 23, 2020
Book Page	009443/001711
Instrument	108626

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 705 5th Ave was $8,059, down 2.5% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,929,400 (+9.41%) Land $1,275,100 Building $654,300	$1,929,400 (+9.41%) Land $1,275,100 Building $654,300
2025	$8,059.00 (-2.5%)	$1,763,500 Land $1,136,500 Building $627,000	$1,763,500 Land $1,136,500 Building $627,000
2024	$8,266.00
2023		$1,518,700 Land $948,900 Building $569,800	$1,518,700 Land $948,900 Building $569,800
2022	$7,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 5th Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20