404 5th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 404 5th Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,432 sqft · built 1984
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$2,150,000 (Dec 2025)
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`47-00027-0000-00015-01`

Property Details

APN / Parcel Number

Primary APN	`47-00027-0000-00015-01`
Alternative APNs	`47000270000000150001` `4700027000000014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,322 sqft
Upper Floors Area	1,110 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Patio Area	35 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	4700027000000014
Street Address	404 5TH AVE
City	SPRING LAKE
State	NJ
Zip	07762-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	27
Legal Lot Number	15.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4026
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 5TH AVE, SPRING LAKE, NJ 07762-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Oct 30, 2006 · Amount on Record
Deed Document Number	202599211
Deed Book / Page	9770 / 1193
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 11, 2025
Property Address	404 5TH AVE, SPRING LAKE, NJ 07762-1169
Document Number	0097701193
Book / Page	9770 / 1193
Instrument Date	Nov 14, 2025
Instrument	2025099211
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 E 51ST ST # ST8F, ST8F, NEW YORK, NY 10022-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 5TH AVE, SPRING LAKE, NJ 07762-1169

Mortgage

Document Number	2025099212
Date	Dec 11, 2025
Instrument	2025099212

Lender

Name	PRISM BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Nov 14, 2055

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,715,700 (+11.79%) Land $1,205,000 Building $510,700	$1,715,700 (+11.79%) Land $1,205,000 Building $510,700
2025	$7,014.00 (+0.11%)	$1,534,800 (+11.09%) Land $1,045,400 Building $489,400	$1,534,800 (+11.09%) Land $1,045,400 Building $489,400
2024	$7,006.00 (+6.17%)
2023		$1,381,600 Land $936,900 Building $444,700	$1,381,600 Land $936,900 Building $444,700
2022	$6,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20